This book will teach students and parents:

  • The basics of credit and creditworthiness
  • How to develop a effective budget
  • Strategies to minimize credit card debt
  • How to balance a checkbook
  • How credit card debt impacts employment opportunities for college graduates
  • How to read a credit report
  • And much more....

Did You Know?

  • Credit card debt is at a record high of $1 Trillion in 2006
  • The average household has $8,000 of credit card debt
  • Making minimal monthly payments on a $8,000 credit card debt with 18% interest, it will take 43 years to pay off
  • The average college student will graduate with $22,000 of debt (including student loans and credit card debt)
  • A student's credit score will have a significant impact on the quality of their adult life
  • Millions of students and parents do not understand personal finance (credit, banking, investments, etc.)
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